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Ricarda Lopez Headshot
Nice to meet you! My name is,

Ricarda Lopez

Mortgage Loan Originator
NMLS: #2064293
DRE: #01941952
ricarda@myflexnow.com
(619) 395-2674

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Meet Ricarda Lopez: A Professional Dedicated to Your Success

With a unique combination of expertise in mortgage lending, real estate, and interior design, I bring a creative, analytical, and client-centered approach to every transaction. My passion lies in helping clients navigate the complexities of financing and real estate with ease, offering personalized solutions and a seamless experience tailored to their unique needs.

My educational background is the foundation of my diverse skill set. I hold a Bachelor of Fine Arts (BFA) in Interior Design from the Design Institute of San Diego, which enhances my ability to help clients envision the potential of their investments. I also earned an ABA-Approved Paralegal Certificate from UC San Diego Extensions and a Real Estate Certificate from Southwestern College, along with completing business-related coursework. These credentials, combined with my professional licenses, enable me to provide expert guidance across the full spectrum of real estate and mortgage transactions.

I take pride in being detail-oriented, resourceful, and driven, with a problem-solving mindset that transforms challenges into opportunities. Whether I’m analyzing the best financing options, strategizing real estate transactions, or providing valuable insights into property potential, my multi-faceted expertise empowers clients to make confident, informed decisions.

Resilience and adaptability have shaped my journey, helping me thrive in dynamic and often unpredictable markets. Over the years, I’ve honed my communication and organizational skills, building lasting relationships based on trust and mutual respect. I believe in listening carefully to my clients’ unique goals and concerns, ensuring that every step of the process is transparent, efficient, and stress-free.

By combining my passion for real estate and lending with a genuine enthusiasm for helping others, I aim to deliver not just exceptional results but also a positive and empowering experience for every client. Together, we can achieve your financial and real estate goals with confidence and success.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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