Monica Victorino, President and Founder of Flex Funding, is a distinguished professional with over 25 years of experience in real estate and finance. She holds a B.S. Business/Finance, and dual credentials as a licensed mortgage and real estate broker, bringing a rare combination of expertise and insight to every client she serves. Since obtaining her broker’s license with the California Bureau of Real Estate, Monica has successfully guided hundreds of clients to achieve their homebuying, investment, and real estate goals.
A Dynamic Dual Expertise
As both a seasoned mortgage broker and an experienced real estate broker, Monica possesses an unparalleled ability to navigate the full spectrum of real estate and financing transactions. Her deep understanding of both fields allows her to craft seamless strategies that align property goals with tailored financing solutions. Whether assisting first-time homebuyers, investors acquiring multi-family properties, or developers pursuing large-scale projects, Monica’s integrated approach ensures her clients receive the expertise needed to succeed.
Exclusive Lending Relationships
Monica’s exclusive network of lending relationships, which spans institutional funds and private financiers, is a cornerstone of her success. These relationships enable her to access a wide range of financing options, providing her clients with innovative solutions for unique situations or large-scale projects. Whether securing funding for a custom home, structuring complex commercial investments, or managing intricate timelines, Monica’s connections and expertise are key to delivering results.
Where Expertise Meets Action
Challenges are where Monica truly excels. When obstacles arise, she “goes to work,” leveraging her vast experience, innovative thinking, and exclusive relationships to craft creative solutions. Her dedication ensures that her clients have the resources and confidence they need to navigate even the most complex transactions, making her a trusted advocate and partner in one of life’s largest investments.
A Commitment to Client Success
Monica’s philosophy is simple: listen, understand, and deliver. By aligning financing strategies with her clients’ unique needs and real estate goals, she ensures every transaction is handled with care, professionalism, and precision. Her ability to integrate her expertise as both a real estate and mortgage broker offers a distinct advantage, providing clients with comprehensive solutions under one trusted advisor.
Under Monica’s leadership, Flex Funding continues to be a beacon of excellence in the industry. Her commitment to knowledge, integrity, and exceptional service has built a legacy of success, helping countless clients turn their dreams into reality. When you work with Monica, you’re choosing a leader who stands by your side, ensuring your investments are backed by expertise and a clear path to success.
Monica is not only a seasoned professional in her field but also a passionate advocate for making a difference in the lives of those in need. Her philanthropic efforts focus on helping children around the world, supporting veterans in need, and championing causes close to her heart. Monica’s unwavering dedication to service reflects her belief in giving back and creating a meaningful impact beyond her professional endeavors.
A proud patriot and deeply rooted in her faith, Monica draws strength and purpose from her values, which guide her both personally and professionally. As a single mother, she understands the importance of resilience, hard work, and compassion—qualities that shape her approach to every client relationship and community initiative.
Monica’s commitment to excellence and service, combined with her genuine care for others, makes her not just a trusted professional but also a role model and advocate for positive change. Whether she’s navigating complex projects, offering expert advice, or working tirelessly to support those in need, Monica’s dedication and integrity shine through in everything she does.
Her mission is simple yet profound: to lead with heart, serve with purpose, and inspire others to do the same.
