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Your Local Mortgage Broker

Sophisticated Residential and Commercial Financing Solutions

Partner with our experienced commercial or residential team in order to expand a commercial investment portfolio, get your first home, and anything in between.

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Turning Keys, Building Dreams
Your Trusted Partner in Mortgage & Real Estate

Whether you’re purchasing your first home, upgrading, or investing, we’re here to make your dreams a reality.

Work with me and our team of experts and let’s build your future together.

Monica Victorino | President

Loan programs we specialize in

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Fixed Rate Mortgages
FHA Loans
VA Loans
VA Loan Refinancing
Rehab Loans
USDA Loans
Jumbo Loans
First Time Homebuyers
Low Down Payment Loans
Investment Property Loans
Bank Statement Program
Bridge Home Loan
Construction Home Loan
DSCR Home Loan
Fix & Flip Home Loan
HELOC Home Loan
Reverse Mortgage
Seller-Paid Buydown
Refinance
Cash-Out Refinance
Mezzanine Financing
Commercial Equity
Commercial Loans
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We are the experts in the industry, look no further.

The key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

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Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

Tell us your story.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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Our clients are the foundation of our success.

5 Star Client Reviews

Client reviews from around the internet.

The latest in mortgage news.

A young man holding house keys in front of his home.

The Do’s and Don’ts of Applying for a Mortgage

Applying for a mortgage is an exciting step toward homeownership, but it’s important to approach the process carefully. Certain financial…

How Rising Interest Rates Impact Your Homebuying Power

How Rising Interest Rates Impact Your Homebuying Power

Interest rates are one of the most important factors to consider when buying a home. They directly influence how much…

5 Tips for First-Time Homebuyers

5 Tips for First-Time Homebuyers

Buying your first home is an exciting milestone, but it can also feel overwhelming. As a first-time buyer, you’re likely…

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See my loan scenarios.

Ready To Apply

Begin my online application.

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